Riyad Bank Initiates SAR-Denominated Sukuk Issuance

Riyad Bank has commenced the issuance of Saudi Riyal (SAR)-denominated additional Tier 1 capital sukuk through a private placement within Saudi Arabia. This initiative is part of the bank's SAR 10 billion ($2.66 billion) additional Tier 1 capital sukuk programme. The offering began on January 7, 2025, and is scheduled to conclude on January 16, 2025, subject to prevailing market conditions.

The sukuk are available exclusively to institutional and qualified investors, with a minimum subscription amount set at SAR 250,000. Riyad Capital has been appointed as the sole lead manager for this issuance. The specific terms, including the total issuance size, price, and return, will be determined based on market conditions at the time of finalization.

These sukuk are perpetual instruments, meaning they do not have a fixed or final redemption date. However, they may be subject to early redemption on specified call dates or under conditions outlined in the offering circular and final terms.

This move aligns with Riyad Bank's strategy to strengthen its capital base and diversify its funding sources. The issuance of additional Tier 1 capital sukuk is a common practice among financial institutions to bolster their capital adequacy ratios, thereby enhancing their ability to absorb potential losses and support future growth.
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